Overview of Dexia Group

Dexia's Group Structure

Dexia's group structure has changed on 19.10.2011, when the entity Dexia Bank Belgium was sold to the Belgian State for the amount of 4 billion €. The shares of Dexia Bank Belgium in Dexia Asset Management (49% of total shares) were transferred to Dexia SA. The new structure of Dexia Group is shown here before.

The Dexia Group's activities focus on public and wholesale banking on the one hand, which offers public-sector clients a wide range of competitive banking and financial services, while European retail and commercial clients – primarily in Luxembourg and Turkey – form another of the Bank's core segments.

Public and Wholesale Banking

In regional terms, the Dexia Group's Public and Wholesale Banking activities focus on France, Luxembourg, Italy and the Iberian Peninsula. In its core markets, Dexia is a major financial services provider for municipal and infrastructure financing, as well as for financing in the public health care and social housing sectors.

Retail and Commercial Banking

Dexia is one of the top three retail and commercial banks in Luxembourg, Turkey and Slovakia. In this segment, Dexia offers its retail and commercial clients a wide range of financial products and services and insurance products.

Rating

The three core companies of the Dexia Group – Dexia Crédit Local and Dexia Banque Internationale in Luxembourg (BIL) – were rated A+ (Fitch), Baa1 (Moody's). The rating agency Standard and Poor's publishes different ratings for these two companies: BBB for Dexia Crédit Local, A+ for BIL.